Regulatory Compliance

Our commitment to meeting and exceeding regulatory requirements

KnowYou Verify is committed to maintaining the highest standards of regulatory compliance. We operate in strict accordance with all applicable federal and state laws, regulations, and industry best practices. Our comprehensive compliance program ensures that we meet our obligations to clients, regulators, and stakeholders.

Regulatory Framework

SEC Registration

We are registered with the U.S. Securities and Exchange Commission (SEC) as a Registered Investment Adviser under the Investment Advisers Act of 1940. Our registration demonstrates our commitment to transparency, fiduciary duty, and adherence to federal securities laws.

  • Annual Form ADV filings and updates
  • Quarterly regulatory examinations and audits
  • Compliance with custody and safekeeping requirements
  • Adherence to advertising and marketing regulations

FINRA Membership

As a member of the Financial Industry Regulatory Authority (FINRA), we comply with comprehensive rules governing broker-dealer conduct, sales practices, and customer protection.

  • Adherence to FINRA Rule 2111 (Suitability)
  • Compliance with best execution requirements
  • Supervision and oversight of registered representatives
  • Participation in BrokerCheck disclosure system

SIPC Protection

Client accounts are protected by the Securities Investor Protection Corporation (SIPC), which provides up to $500,000 of protection (including $250,000 for cash claims) in the event of broker-dealer failure.

KYC/AML Compliance

Know Your Customer (KYC)

Our KYC program is designed to verify the identity of our clients and assess the suitability of our services for their needs. We comply with all requirements under the USA PATRIOT Act and implementing regulations.

Identity Verification

  • Government-issued ID verification
  • Biometric facial recognition
  • Address verification
  • Database cross-referencing

Suitability Assessment

  • Financial situation evaluation
  • Investment objectives analysis
  • Risk tolerance assessment
  • Investor experience verification

Anti-Money Laundering (AML)

We maintain a comprehensive AML program in compliance with the Bank Secrecy Act (BSA) and applicable FinCEN regulations.

Customer Due Diligence

  • Source of funds verification
  • Source of wealth documentation
  • Politically Exposed Person (PEP) screening
  • Sanctions list screening (OFAC, UN, EU)

Ongoing Monitoring

  • Continuous transaction monitoring
  • Suspicious Activity Report (SAR) filing
  • Currency Transaction Report (CTR) compliance
  • Periodic account reviews and updates

Data Protection & Privacy Compliance

GDPR Compliance

Full compliance with the European Union's General Data Protection Regulation for all EU residents, including data subject rights, consent management, and cross-border transfer safeguards.

CCPA Compliance

Adherence to California Consumer Privacy Act requirements, providing California residents with rights to access, delete, and opt-out of the sale of their personal information.

SOC 2 Type II

Annual SOC 2 Type II audits verify our security, availability, processing integrity, confidentiality, and privacy controls meet rigorous industry standards.

ISO 27001 Certified

Our information security management system is certified to ISO/IEC 27001 standards, ensuring systematic management of sensitive information.

Compliance Governance

Our Compliance Team

We maintain a dedicated compliance department led by our Chief Compliance Officer (CCO), who reports directly to senior management and the Board of Directors.

Regular Training

All employees receive annual compliance training and certifications

Policies & Procedures

Comprehensive written compliance policies reviewed and updated annually

Independent Audits

Third-party compliance audits and regulatory examinations

Whistleblower Hotline

Confidential reporting mechanism for compliance concerns

Compliance Inquiries

For questions regarding our compliance programs or to report compliance concerns, please contact our Compliance Department:

Email: compliance@company.com